Powerful Features for Modern Financial Management
Everything you need to streamline operations, serve customers better, and grow your financial institution.
Loan Management
Comprehensive loan lifecycle management from application to closure.
Digital Loan Applications
Streamline the entire application process with customizable digital forms, automated document collection, and instant applicant notifications.
Credit Scoring & Risk Assessment
Advanced algorithms for credit scoring, risk assessment, and automated decision-making with customizable rules and thresholds.
Automated Repayment Scheduling
Flexible repayment schedules with automatic reminders, penalty calculations, and multiple payment method integration.
Key Capabilities:
- Customizable loan products with flexible terms
- Collateral tracking and management
- Guarantor management system
- Auto-debit and payment processing
- Default management and recovery
- Portfolio performance analytics
Savings & Investments
Complete management of savings accounts, fixed deposits, and investment products.
Savings Accounts
- Multiple account types
- Tiered interest rates
- Automatic interest calculation
- Withdrawal limits & controls
Fixed Deposits
- Flexible tenure options
- Auto-renewal options
- Premature withdrawal rules
- Certificate generation
Investment Products
- Mutual fund management
- Treasury bill tracking
- Portfolio performance
- Dividend calculation
Accounting & Reporting
Comprehensive financial management with real-time reporting and compliance features.
Financial Statements
Real-time Reporting
Generate custom reports on demand with drag-and-drop report builder. Export to Excel, PDF, or share via dashboard.
Audit Trail
Complete audit trail of all financial transactions with user tracking and change history for compliance requirements.
Regulatory Compliance
Built-in compliance with financial regulations and automated reporting for regulatory bodies.
Mobile Banking
Provide customers with secure, convenient access to their accounts anytime, anywhere.
QR Code Payments
Secure QR code generation and scanning for payments, bill payments, and merchant transactions.
Real-time Notifications
Instant SMS and push notifications for transactions, payments, and account alerts.
Biometric Authentication
Fingerprint and facial recognition for enhanced security and convenient login.
Mobile Features:
Fund Transfers
Bill Payments
Transaction History
Account Statements
Back Office Operations
Complete tools for managing your institution's internal operations efficiently.
Teller Operations
Cash management, customer transactions, and receipt printing.
HR & Payroll
Employee management, salary processing, and payslip generation.
Asset Management
Track fixed assets, depreciation, and maintenance schedules.
Expense Management
Expense tracking, approval workflows, and budget monitoring.
Enterprise Security
Bank-level security to protect your data and transactions.
Data Encryption
256-bit SSL encryption for all data in transit and at rest.
Role-Based Access
Granular permissions and access controls for all users.
Audit Trail
Complete activity logging with user tracking and reporting.
Ready to Experience These Features?
See how Meitech Finance can transform your financial operations.